Why Choose the 10 Years Money Back Plan?

The Kumi Bora Money Back Plan is designed for families and individuals who want both security and flexibility. With guaranteed payouts every two years and a final lump sum at the end of 10 years, you enjoy steady returns plus life insurance protection for your loved ones.

Key Features & Benefits

• Regular Cash Payouts: Receive 10% of your cover amount every two years (4th, 6th, 8th year).
• Maturity Benefit: At the end of 10 years, receive 100% + accrued bonuses.
• Protection: Full sum assured is paid on death, even if some payouts have already been received.
• Bonuses: Earn terminal and reversionary bonuses, increasing your total returns.
• Flexible Premiums: Choose payment options that fit your budget (monthly/annually).
• Waiver of Premium: If you’re unable to pay due to accident or disability, premiums may be waived.
• No Medical Exam for Most: Many can join with just a simple health declaration.
• Easy Access & Tracking: Manage your policy digitally or via WhatsApp, anytime.

Is This Plan Right For You?

• You want to save for your family’s future and still access money along the way.
• You value a financial safety net—covering education, milestones, or emergencies.
• You want guaranteed returns, not market risk.
• You seek both insurance protection and regular cash-back.